Huang Lifeng, Yang Dongliang, Yao Lan, Liu Zhiyong, Wu Weimin
Huazhong University of Science and Technology, Wuhan, China.
Rural Remote Health. 2013 Apr-Jun;13(2):2454. Epub 2013 Apr 11.
China's New Rural Cooperative Medical Scheme (NCMS) is designed to improve health-service access for rural residents and prevent impoverishment due to medical expenses. Ethnic minority regions in China have specific socioeconomic conditions and policy environments worthy of exploration to assist in the development of rural health insurance schemes.
At the end of 2008 the NCMS's coverage had expanded to cover most of China's rural population and enrollments were high in Guangxi Zhuang Autonomous Region. Government subsidies form the majority of NCMS funds with individual contributions only a small proportion of the scheme. While NCMS reimbursements are mainly provided for inpatient expenses, the NCMS has increased the use of healthcare services although the degree of financial protection for patients is limited.
In Guangxi the NCMS is managed and underwritten by strong government political and financial support. This, combined with a rational reimbursement program, are crucial for the scheme's success. Publicity is essential to improve awareness of the scheme in ethnic minority regions. Shortages of appropriately skilled healthcare workers, and control of escalating medical costs are major issues that will require policy reform.
中国新型农村合作医疗制度旨在改善农村居民获得医疗服务的机会,并防止因医疗费用而陷入贫困。中国少数民族地区具有特定的社会经济条件和政策环境,值得探索以助力农村医疗保险计划的发展。
2008年底,新型农村合作医疗的覆盖范围已扩大至中国大部分农村人口,广西壮族自治区的参保率很高。政府补贴构成了新型农村合作医疗资金的大部分,个人缴费仅占该计划的一小部分。虽然新型农村合作医疗主要报销住院费用,但它增加了医疗服务的使用,尽管对患者的经济保护程度有限。
在广西,新型农村合作医疗在政府强有力的政治和财政支持下进行管理与承保。这一点,再加上合理的报销方案,对该计划的成功至关重要。宣传对于提高少数民族地区对该计划的认识至关重要。合格医护人员短缺以及控制不断攀升的医疗费用是需要政策改革的主要问题。