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向除工伤赔偿以外的付款人收取费用的工伤住院情况:各州的特征与趋势

Industrial Injury Hospitalizations Billed to Payers Other Than Workers' Compensation: Characteristics and Trends by State.

作者信息

Sears Jeanne M, Bowman Stephen M, Blanar Laura, Hogg-Johnson Sheilah

机构信息

Department of Health Services, University of Washington, Seattle, WA.

Harborview Injury Prevention and Research Center, Seattle, WA.

出版信息

Health Serv Res. 2017 Apr;52(2):763-785. doi: 10.1111/1475-6773.12500. Epub 2016 May 3.

Abstract

OBJECTIVE

To describe characteristics of industrial injury hospitalizations, and to test the hypothesis that industrial injuries were increasingly billed to non-workers' compensation (WC) payers over time.

DATA SOURCES

Hospitalization data for 1998-2009 from State Inpatient Databases, Healthcare Cost and Utilization Project, and Agency for Healthcare Research and Quality.

STUDY DESIGN

Retrospective secondary analyses described the distribution of payer, age, gender, race/ethnicity, and injury severity for injuries identified using industrial place of occurrence codes. Logistic regression models estimated trends in expected payer.

PRINCIPAL FINDINGS

There was a significant increase over time in the odds of an industrial injury not being billed to WC in California and Colorado, but a significant decrease in New York. These states had markedly different WC policy histories. Industrial injuries among older workers were more often billed to a non-WC payer, primarily Medicare.

CONCLUSIONS

Findings suggest potentially dramatic cost shifting from WC to Medicare. This study adds to limited, but mounting evidence that, in at least some states, the burden on non-WC payers to cover health care for industrial injuries is growing, even while WC-related employer costs are decreasing-an area that warrants further research.

摘要

目的

描述工伤住院的特征,并检验随着时间推移工伤越来越多地由非工伤赔偿(WC)支付方计费的假设。

数据来源

1998 - 2009年来自州住院数据库、医疗成本与利用项目以及医疗保健研究与质量局的住院数据。

研究设计

回顾性二次分析描述了使用工伤发生地点代码识别出的工伤在支付方、年龄、性别、种族/民族以及损伤严重程度方面的分布情况。逻辑回归模型估计了预期支付方的趋势。

主要发现

在加利福尼亚州和科罗拉多州,工伤未向WC计费的几率随时间显著增加,但在纽约州则显著下降。这些州有着明显不同的WC政策历史。老年工人的工伤更常由非WC支付方计费,主要是医疗保险。

结论

研究结果表明可能存在从WC到医疗保险的巨大成本转移。这项研究补充了有限但不断增加的证据,即至少在一些州,非WC支付方承担工伤医疗保健费用的负担正在增加,即便与WC相关的雇主成本在下降——这是一个值得进一步研究的领域。

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