Alshater Muneer M, Saba Irum, Supriani Indri, Rabbani Mustafa Raza
Faculty of Business, Philadelphia University, Amman, Jordan.
Institute of Business Administration, Karachi, Pakistan.
Heliyon. 2022 Aug 28;8(9):e10385. doi: 10.1016/j.heliyon.2022.e10385. eCollection 2022 Sep.
This study reviews Islamic FinTech research development from 2017 to 2022. The study adopts a hybrid approach combining bibliometric and content analysis to reveal the current research trend of Islamic FinTech research. Using the Scopus database, we retrieve 85 documents and analyze them using RStudio and VOSviewer. The content analysis categorizes the research output in Islamic FinTech into four distinct streams. The study finds potential for cointegrating FinTech into Islamic finance to benefit the unbanked and small-medium-size businesses, the adoption of FinTech in Islamic finance will also help the government improve financial inclusion, conquer financial crises, such as COVID-19, and achieve SDGs for a sustainable nation. However, the lack of legal regulation and the lower financial literacy becomes the primary obstacle to the development of FinTech in Islamic finance.
本研究回顾了2017年至2022年伊斯兰金融科技的研究发展情况。该研究采用了文献计量学和内容分析相结合的混合方法，以揭示伊斯兰金融科技研究的当前趋势。利用Scopus数据库，我们检索了85篇文献，并使用RStudio和VOSviewer对其进行分析。内容分析将伊斯兰金融科技的研究成果分为四个不同的类别。研究发现，将金融科技与伊斯兰金融整合具有潜力，可为未开户人群和中小企业带来益处，在伊斯兰金融中采用金融科技也将有助于政府提高金融包容性、战胜诸如新冠疫情等金融危机，并实现国家可持续发展的可持续发展目标。然而，缺乏法律法规以及金融知识水平较低成为伊斯兰金融中金融科技发展的主要障碍。
