General Medical Sciences Division, School of Medicine, Washington University in St Louis, St Louis, Missouri.
Leonard Davis Institute of Health Economics, University of Pennsylvania, Philadelphia.
JAMA Health Forum. 2024 Oct 4;5(10):e243546. doi: 10.1001/jamahealthforum.2024.3546.
In 2021, the Centers for Medicare & Medicaid Services designated a new category of dual-eligible special needs plans (D-SNPs) with exclusively aligned enrollment (receive Medicare and Medicaid benefits through the same plan or affiliated plans within the same organization).
To assess the availability of and enrollment in D-SNPs with exclusively aligned enrollment and to compare the characteristics of beneficiaries enrolled in D-SNPs with exclusively aligned enrollment available vs beneficiaries without such enrollment available.
DESIGN, SETTING, AND PARTICIPANTS: Full-benefit beneficiaries enrolled in D-SNPs for 6 months or longer in 2021 or 2022. Availability of and beneficiary enrollment in D-SNPs were assessed by year and county for D-SNPs with exclusively aligned enrollment available vs D-SNPs without exclusively aligned enrollment available. The D-SNP enrollees residing in counties with aligned plans available were compared based on demographic, social, health, and area characteristics vs D-SNP enrollees in counties without such plans available. Comparisons were also made based on beneficiaries who enrolled in the aligned D-SNPs vs those who did not enroll (were enrolled in unaligned D-SNPs). The data analyses were conducted from October 1, 2023, to August 2, 2024.
Availability of aligned D-SNPs and beneficiary residence by county; enrollment in exclusively aligned D-SNPs vs unaligned D-SNPs; and beneficiary demographic, social, health, and area characteristics.
Of 2 197 732 beneficiaries enrolled in D-SNPs in 2021, 881 736 (40.1%) were living in counties with aligned enrollment available and 251 305 (11.4%) enrolled. Of 2 689 045 beneficiaries enrolled in D-SNPs in 2022, 1 047 223 (38.9%) were living in counties with aligned enrollment available and 318 906 (11.9%) enrolled. Beneficiaries enrolled in D-SNPs residing in counties without aligned enrollment available were more likely to live in rural or micropolitan areas (21.9%) vs beneficiaries in counties with aligned enrollment available (8.1%) (standardized mean difference [SMD], 0.38 [95% CI, 0.38-0.38]), be entitled to disability (44.4% vs 27.3%, respectively; SMD, 0.36 [95% CI, 0.36-0.36]), or be Black individuals (27.4% vs 21.4%; SMD, 0.14 [95% CI, 0.14-0.14]); were less likely to be Hispanic individuals (15.4% vs 33.7%; SMD, 0.45 [95% CI, 0.45-0.45]) or Asian or Pacific Islander individuals (6.1% vs 12.2%; SMD, 0.22 [95% CI, 0.22-0.22]); and lived in zip codes with a higher area deprivation index (mean, 66.8 [SD, 26.4] vs mean, 43.2 [SD, 29.0]; SMD, 0.86 [95% CI, 0.86-0.86]). Beneficiaries enrolled in aligned D-SNPs were more likely to be receiving long-term institutionalized care vs beneficiaries in nonaligned D-SNPs (4.3% vs 1.0%, respectively; SMD, 0.24 [95% CI, 0.24-0.25]) or have dementia or Alzheimer disease (9.2% vs 5.9%; SMD, 0.13 [95% CI, 0.13-0.13]).
This study found that availability of and enrollment in D-SNPs with exclusively aligned enrollment are increasing, but the overall proportion enrolled remains low. Further reforms are needed to promote aligned enrollment.
2021 年,医疗保险和医疗补助服务中心指定了一个新的双重资格特殊需求计划(D-SNP)类别,其具有专门的联合入保(通过同一计划或同一组织内的附属计划同时获得医疗保险和医疗补助福利)。
评估具有专门联合入保的 D-SNP 的可用性和参保情况,并比较具有专门联合入保的 D-SNP 参保者与无此类入保的 D-SNP 参保者的特征。
设计、地点和参与者:2021 年或 2022 年连续 6 个月或更长时间参加 D-SNP 的全福利受益人群体。通过年度和县级评估具有专门联合入保的 D-SNP 的可用性和受益人群体参保情况,以及无专门联合入保的 D-SNP。居住在有联合计划的县的 D-SNP 参保者与没有此类计划的县的 D-SNP 参保者进行比较,比较内容包括人口统计学、社会、健康和地区特征。还比较了参加联合 D-SNP 的受益人与未参加的受益人群体(参加非联合 D-SNP)。数据分析于 2023 年 10 月 1 日至 2024 年 8 月 2 日进行。
具有联合入保的 D-SNP 的可用性和按县划分的受益人群体居住情况;专门联合入保的 D-SNP 与非联合入保的 D-SNP 的参保情况;以及受益人群体的人口统计学、社会、健康和地区特征。
在 2021 年参加 D-SNP 的 2197732 名受益人中,881736 名(40.1%)居住在有联合入保的县,251305 名(11.4%)参加了 D-SNP。在 2022 年参加 D-SNP 的 2689045 名受益人中,1047223 名(38.9%)居住在有联合入保的县,318906 名(11.9%)参加了 D-SNP。居住在没有联合入保的县的 D-SNP 参保者更有可能居住在农村或微都会区(21.9%),而不是居住在有联合入保的县(8.1%)(标准化平均差异[SMD],0.38[95%CI,0.38-0.38]),有资格获得残疾(44.4%比 27.3%,分别;SMD,0.36[95%CI,0.36-0.36]),或为黑人(27.4%比 21.4%;SMD,0.14[95%CI,0.14-0.14]);不太可能为西班牙裔(15.4%比 33.7%;SMD,0.45[95%CI,0.45-0.45])或亚裔或太平洋岛民(6.1%比 12.2%;SMD,0.22[95%CI,0.22-0.22]);居住在区域贫困指数较高的邮政编码(平均,66.8[SD,26.4]比平均,43.2[SD,29.0];SMD,0.86[95%CI,0.86-0.86])。参加联合 D-SNP 的受益人群体更有可能接受长期机构化护理,而不是非联合 D-SNP(4.3%比 1.0%,分别;SMD,0.24[95%CI,0.24-0.25]),或患有痴呆症或阿尔茨海默病(9.2%比 5.9%;SMD,0.13[95%CI,0.13-0.13])。
本研究发现,具有专门联合入保的 D-SNP 的可用性和参保人数正在增加,但参保人数总体比例仍然较低。需要进一步改革以促进联合入保。