Private LTC insurance. The home care claimant experience.

An understanding of claimants and their behavior should help consumers make more informed choices about financing their potential LTC needs, help the private insurance industry better meet those needs, and inform public policies designed to support and regulate the market. To this end, LifePlans, Inc. and the Center for Health and Long-Term Care Research conducted in-person interviews with more than 1,000 private long-term care insurance claimants residing both in the community and in institutions.