Jackson L, Trude S
Issue Brief Cent Stud Health Syst Change. 2001 Jul(41):1-4.
Using health insurance tax credits to help reduce the ranks of the nearly 43 million uninsured Americans has attracted broad bipartisan support in Congress. But tax credits alone will not help many sick or older people obtain affordable coverage, according to an expert panel at an April 10, 2001, conference sponsored by the Center for Studying Health System Change (HSC). To make tax credits a viable option for eligible people, the individual insurance market would need significant reforms or a better way to spread risk-similar to large employers-over a large and varied population. This Issue Brief highlights critical issues policy makers should consider when crafting tax credit proposals, including the use of purchasing pools.
利用医疗保险税收抵免来帮助减少近4300万未参保美国人群体，这在国会赢得了广泛的两党支持。但是，根据卫生系统变革研究中心（HSC）在2001年4月10日会议上的一个专家小组观点，仅靠税收抵免无法帮助许多患病或年长的人获得负担得起的保险。为了使税收抵免成为符合条件人群的可行选择，个人保险市场需要进行重大改革，或者需要一种更好的方式来分散风险——类似于大型雇主那样——覆盖大量不同人群。本简报重点介绍了政策制定者在制定税收抵免提案时应考虑的关键问题，包括购买池的使用。
