Robertson Ruth, Squires David, Garber Tracy, Collins Sara R, Doty Michelle M
Commonwealth Fund, USA.
Issue Brief (Commonw Fund). 2012 Jul;19:1-20.
An estimated 18.7 million U.S. women ages 19 to 64 were uninsured in 2010, up from 12.8 million in 2000. An additional 16.7 million women had health insurance but had such high out-of-pocket costs relative to their income that they were effectively underinsured in 2010. This issue brief examines the implications of poor coverage for women in the United States by comparing their experiences to those of women in 10 other industrialized nations, all of which have universal health insurance systems. The analysis finds that women in the United States--both with and without health insurance--are more likely to go without needed health care because of cost and have greater difficulty paying their medical bills than women in the 10 other countries. In 2014, the Affordable Care Act will substantially reduce health care cost exposure for all U.S. women by significantly expanding and improving health insurance coverage.
据估计,2010年有1870万年龄在19至64岁之间的美国女性未参保,而2000年这一数字为1280万。另外,有1670万女性拥有医疗保险,但相对于她们的收入而言,自付费用过高,以至于在2010年她们实际上处于保险不足的状态。本问题简报通过将美国女性的经历与其他10个工业化国家的女性经历进行比较,探讨了美国保险覆盖不足对女性的影响,这10个国家均拥有全民医疗保险体系。分析发现,与其他10个国家的女性相比,美国女性(无论有无医疗保险)因费用问题更有可能得不到所需的医疗保健,支付医疗账单也更加困难。2014年,《平价医疗法案》将通过大幅扩大和改善医疗保险覆盖范围,大幅降低所有美国女性面临的医疗保健费用风险。