Schandelmaier Stefan, Leibold Andrea, Fischer Katrin, Mager Ralph, Hoffmann-Richter Ulrike, Bachmann Monica Susanne, Kedzia Sarah, Busse Jason Walter, Guyatt Gordon Henry, Jeger Joerg, Marelli Renato, De Boer Wout Ernst Lodewijk, Kunz Regina
Swiss Academy of Insurance Medicine, University of Basel Hospital, Basel, Switzerland; Institute for Clinical Epidemiology and Biostatistics, University of Basel Hospital, Basel, Switzerland.
School of Applied Psychology, University of Applied Sciences Northwestern Switzerland, Olten, Switzerland.
Swiss Med Wkly. 2015 Aug 21;145:w14160. doi: 10.4414/smw.2015.14160. eCollection 2015.
In Switzerland, evaluation of work capacity in individuals with mental disorders has come under criticism. We surveyed stakeholders about their concerns and expectations of the current claim process.
We conducted a nationwide online survey among five stakeholder groups. We asked 37 questions addressing the claim process and the evaluation of work capacity, the maximum acceptable disagreement in judgments on work capacity, and its documentation.
Response rate among 704 stakeholders (95 plaintiff lawyers, 285 treating psychiatrists, 129 expert psychiatrists evaluating work capacity, 64 social judges, 131 insurers) varied between 71% and 29%. Of the lawyers, 92% were dissatisfied with the current claim process, as were psychiatrists (73%) and experts (64%), whereas the majority of judges (72%) and insurers (81%) were satisfied. Stakeholders agreed in their concerns, such as the lack of a transparent relationship between the experts' findings and their conclusions regarding work capacity, medical evaluations inappropriately addressing legal issues, and the experts' delay in finalising the report. Findings mirror the characteristics that stakeholders consider important for an optimal work capacity evaluation. For a scenario where two experts evaluate the same claimant, stakeholders considered an inter-rater difference of 10%‒20% in work capacity at maximum acceptable.
Plaintiff lawyers, treating psychiatrists and experts perceive major problems in work capacity evaluation of psychiatric claims whereas judges and insurers see the process more positively. Efforts to improve the process should include clarifying the basis on which judgments are made, restricting judgments to areas of expertise, and ensuring prompt submission of evaluations.
在瑞士,对患有精神障碍的个体进行工作能力评估受到了批评。我们就利益相关者对当前索赔程序的担忧和期望进行了调查。
我们在五个利益相关者群体中开展了一项全国性在线调查。我们提出了37个问题,涉及索赔程序、工作能力评估、对工作能力判断的最大可接受分歧及其记录。
704名利益相关者(95名原告律师、285名主治精神科医生、129名评估工作能力的专家精神科医生、64名社会法官、131名保险公司人员)的回复率在71%至29%之间。律师中有92%对当前的索赔程序不满意,精神科医生(73%)和专家(64%)也是如此,而大多数法官(72%)和保险公司人员(81%)感到满意。利益相关者在他们的担忧上达成了一致,比如专家的调查结果与其关于工作能力的结论之间缺乏透明关系、医学评估不适当地处理法律问题以及专家延迟完成报告。调查结果反映了利益相关者认为对最佳工作能力评估很重要的特征。对于两名专家评估同一名索赔人的情况,利益相关者认为工作能力方面评估者间的差异最大可接受为10%至20%。
原告律师、主治精神科医生和专家认为精神科索赔的工作能力评估存在重大问题,而法官和保险公司人员对该程序的看法更为积极。改进该程序的努力应包括明确判断的依据、将判断限制在专业领域内以及确保及时提交评估报告。