Korcok M
CMAJ. 1996 Jun 15;154(12):1891-4.
Although Canada and the US are two separate worlds when medical malpractice is considered, actuaries across North America are looking into their crystal balls in an attempt to set reserves for uncertain future claims. Given the relatively low rate of litigation in Canada, some feel the Canadian Medical Protective Association is hoarding cash as it continues to raise premiums even though it has close to $1 billion in reserves. However, some experts suggest that this is just a prudent way to do business in an unpredictable environment. Milan Korcok looks at the situation facing physicians on both sides of the border.
尽管在医疗事故方面加拿大和美国是两个不同的情况,但北美各地的精算师们正透过他们的水晶球进行预测,试图为未来不确定的索赔设定准备金。鉴于加拿大相对较低的诉讼率,一些人认为加拿大医疗保护协会在囤积现金,因为尽管其储备金接近10亿美元,但仍在继续提高保费。然而,一些专家表示,这只是在不可预测的环境中开展业务的一种审慎方式。米兰·科尔库克审视了边境两边医生所面临的情况。