Lightfoot D G
Benefits Q. 1991;7(1):15-9.
Thirty-three million retired Americans have taken for granted the warm security that health care would be provided throughout their retirement--by Medicare, by their employers, certainly by someone, because it must be an inalienable right. As the financial aspects of retiree health care are examined, however, it is important to keep in mind who will pay for it and how much we are willing to spend. This raises three important questions: Are we ready to spend that much? Is that sum enough to produce the system we want? Will we get our money's worth or just start another round of health care inflation? This article suggests two programs, one for addressing this staggering problem and another to deal with the financing of retiree health care.
3300万退休的美国人一直理所当然地享受着一种温暖的保障，即他们整个退休期间都会有医疗保健——由医疗保险、雇主提供，肯定会由某方提供，因为这肯定是一项不可剥夺的权利。然而，在审视退休人员医疗保健的财务状况时，重要的是要记住谁将为此买单以及我们愿意花多少钱。这就引出了三个重要问题：我们准备好花那么多钱了吗？这笔钱足以建立我们想要的体系吗？我们的钱花得值吗，还是只会引发另一轮医疗保健费用的上涨？本文提出了两个方案，一个用于解决这个惊人的问题，另一个用于处理退休人员医疗保健的资金问题。
