Durenberger D
United States Senate.
J Am Health Policy. 1991 Jul-Aug;1(1):11-6.
Small companies and individual Americans have an extraordinarily difficult time finding health insurance they can afford. And, even when they do, annual premium increases quickly force them to shop for a new policy. Reforms of the small market insurance field should include requiring insurers to sell a policy to anyone who wants to buy one; requiring insurers, after six months, to cover all costs incurred because of preexisting medical conditions; and regulating annual premium increases. Two standard "MEDPLANS" would be offered at prices ranging from $75 to $100 a month.
小公司和美国个人在寻找他们负担得起的医疗保险时面临极其困难的处境。而且，即便他们找到了，每年保费的上涨很快就会迫使他们去购买新的保险政策。小型市场保险领域的改革应包括要求保险公司向任何想买保险的人出售保险；要求保险公司在六个月后承担因既往病史产生的所有费用；以及规范每年保费的上涨。将提供两种标准的“医疗计划”，每月价格从75美元到100美元不等。
