Chulis G S, Eppig F J, Poisal J A
Office of the Actuary, Health Care Financing Administration, Baltimore, MD 21244, USA.
Health Care Financ Rev. 1995 Fall;17(1):255-75.
This article describes private supplementary health insurance holdings and average premiums paid by Medicare enrollees. Data were collected as part of the 1992 Medicare Current Beneficiary Survey (MCBS). Data show the number of persons with insurance and average premiums paid by type of insurance held--individually purchased policies, employer-sponsored policies, or both. Distributions are shown for a variety of demographic, socioeconomic, and health status variables. Primary findings include: Seventy-eight percent of Medicare beneficiaries have private supplementary insurance; 25 percent of those with private insurance hold more than one policy. The average premium paid for private insurance in 1992 was $914.
本文描述了医疗保险参保人的私人补充医疗保险持有情况以及支付的平均保费。数据是作为1992年医疗保险当前受益人调查（MCBS）的一部分收集的。数据显示了拥有保险的人数以及按所持保险类型（个人购买的保单、雇主赞助的保单或两者皆有）支付的平均保费。还展示了各种人口统计学、社会经济和健康状况变量的分布情况。主要研究结果包括：78%的医疗保险受益人拥有私人补充保险；在拥有私人保险的人群中，25%持有不止一份保单。1992年私人保险的平均保费为914美元。
