Picone G, Uribe M, Wilson R M
College of Business Administration, University of South Florida, Tampa 33620, USA.
J Health Econ. 1998 Apr;17(2):171-85. doi: 10.1016/s0167-6296(97)00028-3.
We analyze the effect of the uncertainty of the incidence of illness on the demand for medical care and on the accumulation of health capital and wealth over the retirement years. We use a simplified version of a dynamic Grossman household production model to characterize patterns of an individual's precautionary behavior. Elderly individuals respond to uncertainty by smoothing their expected utility over time by making specific patterns of purchases of medical care and consumption. We examine these patterns for individuals with different degrees of risk aversion.
我们分析疾病发病率的不确定性对医疗需求以及退休期间健康资本和财富积累的影响。我们使用动态格罗斯曼家庭生产模型的简化版本来刻画个人预防性行为的模式。老年人通过特定的医疗购买和消费模式来平滑其随时间的预期效用，以此应对不确定性。我们研究了不同风险厌恶程度个体的这些模式。
