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利用有限资源为长期护理筹资:整合公共部门和私营部门的资源。

Financing long-term care with limited resources: combining the resources of the public and private sectors.

作者信息

Mahoney K J

出版信息

J Aging Soc Policy. 1992;4(1-2):35-50. doi: 10.1300/J031v04n01_05.

DOI:10.1300/J031v04n01_05
PMID:10186807
Abstract

Under Connecticut's recently implemented public/private partnership to finance long-term care, individuals will no longer need to impoverish themselves in order to receive Medicaid assistance. To encourage those people who can afford to buy a private long-term care insurance policy to do so, the state promises to shield one dollar in assets from Medicaid "spend-down" rules for every dollar a private policy pays out for Medicaid-covered services. This article describes the Partnership, shows how dwindling resources and budget constraints affected the development of this model, and then contrasts Connecticut's experience with that of other states and describes what can be learned from this demonstration.

摘要

根据康涅狄格州最近实施的公私合作长期护理融资计划,个人无需再为获得医疗补助援助而使自己陷入贫困。为鼓励有能力购买私人长期护理保险政策的人这样做,该州承诺,私人保险政策每支付一美元用于支付医疗补助覆盖的服务费用,就可使一美元资产免受医疗补助“支出削减”规则的限制。本文介绍了该合作计划,说明资源减少和预算限制如何影响了这一模式的发展,然后将康涅狄格州的经验与其他州的经验进行对比,并阐述可从这一示范中学到什么。

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J Aging Soc Policy. 1992;4(1-2):35-50. doi: 10.1300/J031v04n01_05.
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