Benefits and the amended ADEA.

Fifteen of 42 organizations reported they will continue their employee life insurance program for employees in the 65 to 70 age group, and all but two will keep some level of life insurance in force. Similarly, 28 of the 42 will continue their health insurance programs for these employees, but 13 of the 28 will restructure their program so it supplements Medicare. For disability benefits, the comparable figures are 25 and 9. Almost all plan to use an effective performance appraisal program with their employees--including those past 65.