Skipper H
J Risk Insur. 1979 Mar;46(1):9-32.
Insurers and their support organizations are among the largest collectors and users of personally identifiable information in the United States, yet little attention has been focused historically on the implications of insurers' information practices to individuals' privacy. Moreover, these practices are virtually opaque from the subject individual's point of view--in other words, individuals do not realize the full implications to their privacy when they enter into relationships with insurers. Thus, individuals may be at a disadvantage from a privacy protection standpoint in dealing with insurers. This paper analyzes insurers' information practices from a privacy protection perspective and suggests several areas that need improvement.
在美国，保险公司及其支持机构是个人身份信息的最大收集者和使用者之一，但历史上很少有人关注保险公司的信息行为对个人隐私的影响。此外，从个人角度来看，这些行为几乎是不透明的——换句话说，个人在与保险公司建立关系时并未意识到其隐私受到的全部影响。因此，从隐私保护的角度来看，个人在与保险公司打交道时可能处于劣势。本文从隐私保护的角度分析了保险公司的信息行为，并提出了几个需要改进的方面。
