Health Cost Manage. 1987 May-Jun;4(3):30-8.
Two studies by Hewitt Associates indicate that enrollees are generally more satisfied with HMOs than employers that sponsor them; that adverse selection may be more a problem of perception than reality; and that users and purchasers of HMO benefits see different--and conflicting--futures for the HMO alternative.
翰威特咨询公司的两项研究表明，参保者通常对健康维护组织（HMO）的满意度高于赞助这些组织的雇主；逆向选择可能更多是一种认知问题而非实际问题；而且健康维护组织福利的使用者和购买者对健康维护组织替代方案的未来看法不同且相互冲突。
