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符合医疗补助资格但未参保的儿童:健康状况、医疗服务可及性及其对医疗补助参保的影响

Medicaid-eligible children who don't enroll: health status, access to care, and implications for Medicaid enrollment.

作者信息

Davidoff A J, Garrett A B, Makuc D M, Schirmer M

机构信息

Urban Institute, Washington, DC 20037, USA.

出版信息

Inquiry. 2000 Summer;37(2):203-18.

Abstract

We estimate that 17% of Medicaid-eligible children in the United States are uninsured, with 27% covered by private insurance. Uninsured children have become a target for state outreach and enrollment efforts. However, the effort may not be a worthwhile use of resources if these children have sufficient access to primary care and are able to enroll in Medicaid should serious health problems arise. This analysis of health status, access to care, and use of preventive and other services suggests otherwise. Although the uninsured Medicaid-eligible children are slightly healthier than their enrolled counterparts, they face reduced access to care and lower rates of service use. After controlling for health status and other characteristics, we find that being uninsured increases the likelihood of being without a usual source of care by eight percentage points, and increases reporting of unmet needs by seven percentage points. Being uninsured also decreases by nine percentage points the proportion of children with any health provider visits, and increases by 12 percentage points the proportion with family out-of-pocket expenses exceeding $500. These findings lend support to the hypothesis that the enrollment process is onerous for some families. Targeted efforts to enroll uninsured Medicaid-eligible children could help in reducing the effect of barriers and reducing differences in access to care.

摘要

我们估计,美国符合医疗补助资格的儿童中有17%没有保险,27%由私人保险承保。未参保儿童已成为各州推广和参保工作的目标。然而,如果这些儿童能够充分获得初级保健服务,并且在出现严重健康问题时能够加入医疗补助计划,那么这项工作可能并非是对资源的有效利用。对健康状况、医疗服务可及性以及预防性和其他服务使用情况的分析表明并非如此。虽然符合医疗补助资格但未参保的儿童比参保儿童略健康一些,但他们获得医疗服务的机会减少,服务使用率也较低。在控制了健康状况和其他特征后,我们发现未参保会使没有固定医疗服务来源的可能性增加8个百分点,使报告未满足需求的比例增加7个百分点。未参保还会使有任何医疗服务就诊的儿童比例降低9个百分点,并使家庭自付费用超过500美元的儿童比例增加12个百分点。这些发现支持了这样一种假设,即参保过程对一些家庭来说很繁琐。有针对性地努力让符合医疗补助资格的未参保儿童参保,有助于减少障碍的影响,缩小获得医疗服务的差距。

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