Rivers P A, McCleary K J, Glover S H
Arizona State University, USA.
J Health Hum Serv Adm. 2000 Spring;22(4):472-94.
Financing long-term care services can be extremely cost prohibitive to the average United States citizen. Given the complex patchwork of multidisciplinary services that may be required, operational issues and system efficiencies often draw considerable attention. Notwithstanding these challenges, this article reviews the major sources of long-term care financing, including some lesser-known options. Potential advantages and disadvantages are presented. A descriptive analysis of existing policies and consumer practices raises the question of whether recent incremental reforms will lead to future solutions for the major constituents most affected by their implementation.
对普通美国公民来说，为长期护理服务融资成本可能高得令人望而却步。鉴于可能需要多学科服务的复杂拼凑情况，运营问题和系统效率往往备受关注。尽管存在这些挑战，本文回顾了长期护理融资的主要来源，包括一些不太为人所知的选择。文中还介绍了潜在的优缺点。对现有政策和消费者做法的描述性分析提出了一个问题：近期的渐进式改革是否会为受其实施影响最大的主要群体带来未来的解决方案。
