Taylor Michael
Manag Care Q. 2002 Spring;10(2):9-12.
In the face of spiraling healthcare costs, administrative burdens and pent-up demand by employees for more control over their healthcare, a growing number of employers are taking a fresh look at defined contribution health plans with consumer-driven components. In fact, the use of defined contribution health plans and other techniques to shift responsibility and cost to employees is the number one cost-control technique employers are currently considering, according to "Navigating the Healthcare System," a Towers Perrin survey of health benefit managers that was completed in early 2002.
面对不断攀升的医疗成本、行政负担以及员工对更多医疗控制权的潜在需求，越来越多的雇主开始重新审视带有消费者驱动元素的固定缴款健康计划。事实上，根据韬睿惠悦（Towers Perrin）2002年初完成的一项针对健康福利经理的“驾驭医疗体系”调查，采用固定缴款健康计划及其他将责任和成本转嫁给员工的方法，是雇主目前正在考虑的首要成本控制手段。
