Miller Laird L, Miller Joanne E
Empl Benefits J. 2003 Mar;28(1):41-6.
A health care benefit plan should meet the needs and expectations of your organization and its insureds. Each organization is unique, so a health care benefit plan shouldn't be "off the shelf" but be uniquely tailored for your organization. Analyze current demographic, utilization and other data to determine which services members and their families are using and what type of services may be needed in the future.
一项医疗福利计划应满足贵组织及其被保险人的需求与期望。每个组织都是独特的，因此医疗福利计划不应是“现成的”，而应该为贵组织量身定制。分析当前的人口统计、使用情况及其他数据，以确定成员及其家属正在使用哪些服务，未来可能需要何种类型的服务。
