Hodge Brian Ray
Lacquer, Urban, Clifford and Hodge, LLP, Pasadena, California, USA.
Empl Benefits J. 2003 Dec;28(4):53-61.
All employee benefit plans are potential targets of fraudulent schemes. Smaller plans are targeted by unscrupulous brokers and promoters selling fraudulent policies; plans large enough to be self-insured face greater risks of fraud by providers and participants misrepresenting claims. Plan trustees, administrators and consultants should be alert to the many ways fraudulent schemes manifest themselves and to the legal remedies available; establish investigative programs to detect and discourage fraud; and promote education and plan incentives for participants to report fraud.
所有员工福利计划都是欺诈计划的潜在目标。规模较小的计划成为无良经纪人和推销欺诈性保单的推广者的目标；规模大到足以自保的计划面临着更大的欺诈风险，即提供者和参与者虚报索赔。计划受托人、管理人员和顾问应警惕欺诈计划表现出来的多种方式以及可用的法律补救措施；建立调查程序以发现和遏制欺诈行为；并促进教育以及为参与者提供举报欺诈行为的计划激励措施。
