MacEachern Lillian
Issue Brief Health Policy Track Serv. 2003 Dec 31:1-15.
Many questions exist surrounding the origins of the escalating cost of medical malpractice coverage. Insurers and health providers claim excessive litigation and overly generous jury awards have hardened the market. The American Trial Lawyers Association and consumer advocacy groups claim insurance premium rates have not tracked medical inflation or the payouts of jury awards over the last 30 years. State efforts have been hampered by the lack of conclusive data as to the cause . However, the potential impact is very clear, limited health care access as result of a loss in the health care workforce.
围绕医疗事故保险费用不断攀升的根源存在诸多问题。保险公司和医疗服务提供者称,过度诉讼和陪审团过于慷慨的裁决使市场变得强硬。美国审判律师协会和消费者权益倡导组织称,在过去30年里,保险费率并未跟上医疗通胀或陪审团裁决的赔付水平。由于缺乏关于原因的确凿数据,各州的努力受到了阻碍。然而,潜在影响非常明显,即医疗保健劳动力流失导致医疗服务可及性受限。