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工人赔偿成本:仍是一项挑战。

Workers' compensation costs: still a challenge.

作者信息

Green-McKenzie Judith

机构信息

Division of Occupational Medicine, Department of Emergency Medicine, University of Pennsylvania Medical Center, 3400 Spruce Street, Ground Silverstein, Philadelphia, 19104, USA.

出版信息

Clin Occup Environ Med. 2004 May;4(2):ix, 395-8. doi: 10.1016/j.coem.2004.02.014.

Abstract

The workers' compensation system in the United States, comprised of independent state based and national programs for federal workers, covers approximately 127 million workers and has evolved and grown since its inception in 1911. Coverage has significantly broadened in scope to allow for the inclusion of most occupational injuries and illnesses. The cost of workers' compensation care has also increased. Some of the cost drivers have been identified,and various approaches have been taken to address medical cost containment. There is a need to balance cost control with ensuring benefit adequacy and quality of medical care. It is likely that managing workers' compensation costs will continue to be a challenge in the foreseeable future. The cost of workers' compensation care affects all stakeholders including workers, employers,providers, state workers' compensation regulators, legislatures,and insurers. A continued commitment to quality, accessibility to care, and cost containment, and being alert to emerging issues that can affect these elements, will help ensure that workers are afforded accessible, high quality, and cost-effective care.

摘要

美国的工人赔偿制度由独立的州级项目和针对联邦工人的国家级项目组成,覆盖约1.27亿工人,自1911年设立以来不断发展壮大。其覆盖范围已大幅拓宽,将大多数职业伤害和疾病纳入其中。工人赔偿护理的成本也有所增加。已确定了一些成本驱动因素,并采取了各种方法来控制医疗成本。需要在控制成本与确保福利充足和医疗质量之间取得平衡。在可预见的未来,管理工人赔偿成本可能仍将是一项挑战。工人赔偿护理的成本影响着所有利益相关者,包括工人、雇主、医疗服务提供者、州工人赔偿监管机构、立法机构和保险公司。持续致力于提高质量、提供可及的护理以及控制成本,并对可能影响这些要素的新出现问题保持警惕,将有助于确保工人能够获得可及、高质量且具有成本效益的护理。

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