Gabel Jon R, Whitmore Heidi, Rice Thomas, Lo Sasso Anthony T
Health Systems Studies, Health Research and Educational Trust, Washington, DC, USA.
Health Aff (Millwood). 2004 Jan-Jun;Suppl Web Exclusives:W4-210-8. doi: 10.1377/hlthaff.w4.210.
Based on a random national sample of 1,856 employers, this paper examines employers' knowledge, perceptions, and present and future plan offerings for consumer-driven health care plans. Employers of all sizes are more familiar with consumer-driven health care than with organizations that promote quality of care. Many employers remain skeptical about its ability to control costs and improve quality, while a majority believe that health reimbursement arrangements (HRAs) are likely to attract healthier workers. Interest in HRAs is greatest among the largest U.S. employers. The percentage of covered workers who can choose an HRA plan should grow dramatically during the next two years.
基于对1856家雇主的全国随机抽样,本文研究了雇主对消费者驱动型医疗保健计划的了解、看法以及当前和未来的计划提供情况。各类规模的雇主对消费者驱动型医疗保健的熟悉程度高于对促进医疗质量的组织的熟悉程度。许多雇主对其控制成本和提高质量的能力仍持怀疑态度,而大多数雇主认为健康报销安排(HRA)可能会吸引更健康的员工。美国最大的雇主对HRA的兴趣最大。在未来两年内,能够选择HRA计划的参保员工比例将大幅增长。