Ziller Erika C, Coburn Andrew F, McBride Timothy D, Andrews Courtney
Institute for Health Policy, Muskie School of Public Service, University of Southern Maine, Portland. ME, USA.
Health Aff (Millwood). 2004 Nov-Dec;23(6):210-21. doi: 10.1377/hlthaff.23.6.210.
Information about patterns of individual health insurance coverage is limited. Knowledge gaps include the extent to which individual insurance provides transitional versus long-term coverage, and participants' insurance status before and after being covered by an individual plan. In this study we use data from the 1996-2000 Survey of Income and Program Participation (SIPP) to examine how long the individually insured maintain their coverage; sources of coverage before and after enrolling in an individual health plan; and characteristics of those who rely on individual insurance coverage. Understanding the dynamics of this market will better inform federal and state insurance reform efforts.
关于个人医疗保险覆盖模式的信息有限。知识空白包括个人保险提供过渡性保险与长期保险的程度，以及参与者在加入个人保险计划之前和之后的保险状况。在本研究中，我们使用1996 - 2000年收入与项目参与调查（SIPP）的数据，来研究个人参保者保持其保险覆盖的时长；加入个人健康保险计划之前和之后的保险覆盖来源；以及依赖个人医疗保险覆盖人群的特征。了解这个市场的动态将为联邦和州的保险改革努力提供更好的信息。
