Alexander G Caleb, Kurlander Jacob, Wynia Matthew K
Robert Wood Johnson Clinical Scholars Program, The University of Chicago, Chicago, IL 60637, USA.
J Gen Intern Med. 2005 Dec;20(12):1079-83. doi: 10.1111/j.1525-1497.2005.0233.x.
Retainer practices represent a new model of care whereby physicians charge an up-front fee for services that may not be covered by health insurance. The characteristics of these practices are largely unknown.
DESIGN, SETTING, AND PARTICIPANTS: We conducted a cross-sectional mail survey of 144 retainer physicians (58% response rate) and a national random sample of 463 nonretainer physicians (50% response rate) to compare retainer and nonretainer practices. Outcomes of interest included physician demographics, size and case-mix of patient panel, services offered and, for retainer practices, characteristics of practice development.
Retainer physicians have much smaller patient panels (mean 898 vs 2303 patients, P<.0001) than their nonretainer counterparts, and care for fewer African-American (mean 7% vs 16%, P<.002), Hispanic (4% vs 14%, P<.001), or Medicaid (5% vs 15%, P<.001) patients. Physicians in retainer practices are more likely to offer accompanied specialist visits (30% vs 1%), house calls (63% vs 26%), 24-hour direct physician access (91% vs 40%), and several other services (all P values <.05). Most retainer physicians (85%) converted from nonretainer practices but kept few of their former patients (mean 12%). Most retainer physicians (84%) provide charity care and many continue to see some patients (mean 17%) who do not pay retainer fees.
Despite differences between retainer and nonretainer practices, there is also substantial overlap in services provided. These findings, in conjunction with the scope of patient discontinuity when physicians transition to retainer practice, suggest that ethical and legal debates about the standing of these practices will endure.
预付费医疗模式是一种新的医疗模式,医生对医疗保险可能不涵盖的服务收取预付款。这些模式的特点在很大程度上尚不为人所知。
设计、背景和参与者:我们对144名预付费医生进行了横断面邮件调查(回复率为58%),并对463名非预付费医生进行了全国随机抽样调查(回复率为50%),以比较预付费和非预付费医疗模式。感兴趣的结果包括医生的人口统计学特征、患者群体的规模和病例组合、提供的服务,以及对于预付费医疗模式,其发展特征。
预付费医生的患者群体比非预付费医生小得多(平均898名患者对2303名患者,P<0.0001),照顾的非裔美国人患者(平均7%对16%,P<0.002)、西班牙裔患者(4%对14%,P<0.001)或医疗补助患者(5%对15%,P<0.001)也更少。预付费医疗模式的医生更有可能提供陪同专科就诊(30%对1%)、上门服务(63%对26%)、24小时直接联系医生服务(91%对40%)以及其他几项服务(所有P值<0.05)。大多数预付费医生(85%)从非预付费医疗模式转变而来,但保留的以前患者很少(平均12%)。大多数预付费医生(84%)提供慈善医疗服务,许多人还继续为一些不支付预付费的患者看病(平均17%)。
尽管预付费和非预付费医疗模式存在差异,但提供的服务也有很大重叠。这些发现,连同医生转向预付费医疗模式时患者中断的范围,表明关于这些模式地位的伦理和法律辩论将持续存在。