Sommers Anna, Zuckerman Stephen, Dubay Lisa, Kenney Genevieve
Health Policy Center, Urban Institute, Washington, DC, USA.
Health Aff (Millwood). 2007 Mar-Apr;26(2):529-37. doi: 10.1377/hlthaff.26.2.529.
This paper examines the extent to which the State Children's Health Insurance Program (SCHIP) might be substituting for private health insurance coverage at the time of enrollment. Among children who were newly enrolled in SCHIP in 2002 in ten states, about 14 percent had private coverage that they could have retained as an alternative to SCHIP. Of this 14 percent, about half of parents reported that the private coverage was unaffordable compared with SCHIP. This suggests that relatively few SCHIP enrollees could have retained private coverage and that even fewer had parents who felt that the option was affordable.
本文探讨了儿童健康保险计划（SCHIP）在参保时替代私人医疗保险覆盖范围的程度。在2002年十个州新加入SCHIP的儿童中，约14%的儿童拥有私人保险，他们本可以保留该保险作为SCHIP的替代方案。在这14%的儿童中，约一半的家长表示，与SCHIP相比，私人保险费用过高。这表明，相对较少的SCHIP参保儿童本可以保留私人保险，而觉得该选择费用可承受的家长则更少。
