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评估小额金融中的使命偏离:对具有社会使命项目的启示。

Evaluating mission drift in microfinance: lessons for programs with social mission.

作者信息

Hishigsuren Gaamaa

机构信息

Mennonite Economic Development Associates.

出版信息

Eval Rev. 2007 Jun;31(3):203-60. doi: 10.1177/0193841X06297886.

DOI:10.1177/0193841X06297886
PMID:17478628
Abstract

The article contributes to a better understanding of implications of scaling up on the social mission of microfinance programs. It proposes a methodology to measure the extent, if any, to which a microfinance program with a poverty alleviation mission drifts away from its mission during rapid scaling up and presents findings from a field research using the proposed methodology at Activists for Social Alternatives (ASA), a microfinance organization that serves poor women in rural India. The findings indicate that mission drift is not a result of deliberate decisions by the management or board but rather is a result of the challenges posed by the scaling-up process. At times, changing trends in social outcomes were not obvious, and management was not aware of the changes indicated by the proposed measures of social performance.

摘要

本文有助于更好地理解扩大规模对小额信贷项目社会使命的影响。它提出了一种方法,用于衡量一个以扶贫为使命的小额信贷项目在快速扩大规模期间偏离其使命的程度(如果存在这种情况的话),并展示了在“社会替代方案倡导者组织”(ASA)开展的实地研究结果,该组织是一家为印度农村贫困妇女服务的小额信贷机构,采用了上述提议的方法。研究结果表明,使命漂移并非管理层或董事会刻意决策的结果,而是扩大规模过程所带来的挑战导致的。有时,社会成果的变化趋势并不明显,管理层并未意识到所提议的社会绩效衡量指标所显示的变化。

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Group-based microfinance for collective empowerment: a systematic review of health impacts.基于群体的小额信贷促进集体赋权:对健康影响的系统评价
Bull World Health Organ. 2016 Sep 1;94(9):694-704A. doi: 10.2471/BLT.15.168252. Epub 2016 Jun 21.