Jacobson Peter D, Rettig Richard A, Aubry Wade M
University of Michigan, USA.
J Health Polit Policy Law. 2007 Oct;32(5):785-818. doi: 10.1215/03616878-2007-030.
Beginning in the late 1980s, many health insurers refused to cover high-dose chemotherapy with autologous bone marrow transplant (HDC/ABMT) for high-risk and metastatic breast cancer patients. Insurers denied coverage because there was no persuasive evidence of clinical effectiveness. In response, many women sued to compel coverage. After years of litigation and the expenditure of approximately $3 billion, randomized clinical trials (RCTs) showed that the procedure was no more effective and possibly more harmful than conventional therapy. To understand whether and how litigation contributed to the diffusion of the procedure, we conducted a series of case studies that examine the litigation tactics and strategies used by defense and plaintiffs' counsel. Despite the fact that HDC/ABMT lacked proven scientific effectiveness, insurance defense attorneys were unable to stop the procedure's diffusion. Plaintiffs' attorneys had a much easier and more sympathetic story to tell and were able to exploit vulnerabilities facing the defense.
从20世纪80年代末开始,许多健康保险公司拒绝为高危和转移性乳腺癌患者提供高剂量化疗联合自体骨髓移植(HDC/ABMT)的保险。保险公司拒绝承保是因为没有令人信服的临床有效性证据。对此,许多女性提起诉讼以迫使保险公司承保。经过数年的诉讼以及约30亿美元的花费,随机临床试验(RCT)表明该治疗方法并不比传统疗法更有效,甚至可能更有害。为了解诉讼是否以及如何促成了该治疗方法的传播,我们进行了一系列案例研究,考察了辩方和原告律师所采用的诉讼策略。尽管HDC/ABMT缺乏经证实的科学有效性,但保险辩护律师仍无法阻止该治疗方法的传播。原告律师有一个更容易且更能引起同情的故事可讲,并且能够利用辩方面临的弱点。