DeVoe Jennifer E, Krois Lisa, Edlund Christine, Smith Jeanene, Carlson Nichole E
Department of Family Medicine, Oregon Health and Science University, Portland, Oregon 97239, USA.
Med Care. 2008 Jan;46(1):3-8. doi: 10.1097/MLR.0b013e31815b97ac.
Despite expansions in public health insurance programs, millions of US children lack coverage. Nearly two-thirds of Oregon's uninsured children seem to be eligible for public insurance.
We sought to identify uninsured but eligible children and to examine how parental coverage affects children's insurance status.
We collected primary data from families enrolled in Oregon's food stamp program, which has similar eligibility requirements to public health insurance in Oregon. In this cross-sectional, multivariable analysis, results from 2861 surveys were weighted back to a population of 84,087 with nonresponse adjustment. Key predictor variables were parental insurance status and type of insurance; the outcome variable was children's insurance status.
Nearly 11% of children, presumed eligible for public insurance, were uninsured. Uninsurance among children was associated with being Hispanic, having an employed parent, and higher household earnings (133-185% of the federal poverty level). Children with an uninsured parent were more likely to be uninsured, compared with those who had insured parents (adjusted odds ratio 14.21, 95% confidence interval 9.23-20.34). More surprisingly, there was a higher rate of uninsured children among privately-insured parents, compared with parents covered by public insurance (adjusted odds ratio 4.39, 95% confidence interval 2.00-9.66).
Low-income Oregon parents at the higher end of the public insurance income threshold and those with private insurance were having the most difficulty keeping their children insured. These findings suggest that when parents succeed in pulling themselves out of poverty and gaining employment with private health insurance coverage, children may be getting left behind.
尽管公共医疗保险计划有所扩大,但仍有数百万美国儿童缺乏医保覆盖。俄勒冈州近三分之二未参保儿童似乎符合公共保险资格。
我们试图找出未参保但符合资格的儿童,并研究父母的医保覆盖情况如何影响儿童的保险状况。
我们从参加俄勒冈州食品券计划的家庭收集了原始数据,该计划的资格要求与俄勒冈州公共医疗保险类似。在这项横断面多变量分析中,对2861份调查结果进行加权,以反映84,087人的总体情况,并进行了无应答调整。关键预测变量是父母的保险状况和保险类型;结果变量是儿童的保险状况。
近11%被认为符合公共保险资格的儿童未参保。儿童未参保与西班牙裔身份、父母一方就业以及家庭收入较高(联邦贫困线的133%-185%)有关。与有参保父母的儿童相比,父母未参保的儿童更有可能未参保(调整后的优势比为14.21,95%置信区间为9.23-20.34)。更令人惊讶的是,与参加公共保险的父母相比,参加私人保险的父母的子女未参保率更高(调整后的优势比为4.39,95%置信区间为2.00-9.66)。
俄勒冈州处于公共保险收入门槛较高端的低收入父母以及参加私人保险的父母,在为子女参保方面面临最大困难。这些发现表明,当父母成功摆脱贫困并获得有私人医疗保险覆盖的工作时,孩子可能会被落下。