Worley G, Rosenfeld L R, Lipscomb J
Department of Pediatrics, Duke University Center, Durham, North Carolina.
Dev Med Child Neurol. 1991 Aug;33(8):679-89. doi: 10.1111/j.1469-8749.1991.tb14945.x.
A program to teach financial management skills to parents of children with chronic illnesses and disabilities was developed. To test the effectiveness of this program, a randomized, controlled prospective study was conducted of 115 families of children with spina bifida, 58 of whom received financial counseling while 57 served as controls. Significantly more frequent changes in behavior were found in the intervention group than in the control group at the end of the one-year study for 18 of the 68 variables, including such items as establishing records, using a budget, obtaining low-cost life insurance and taking appropriate tax deductions. Three-quarters of the families in the intervention group believe that the counseling program had had or would have a beneficial effect on the quality of their lives. Financial counseling may benefit families with chronically ill or disabled children.
开发了一个向患有慢性疾病和残疾儿童的家长传授财务管理技能的项目。为了测试该项目的有效性，对115个患有脊柱裂儿童的家庭进行了一项随机对照前瞻性研究，其中58个家庭接受了财务咨询，57个家庭作为对照组。在为期一年的研究结束时，在68个变量中的18个变量上，干预组的行为变化明显比对照组更频繁，这些变量包括建立记录、使用预算、获得低成本人寿保险和进行适当的税收减免等项目。干预组四分之三的家庭认为咨询项目已经或将会对他们的生活质量产生有益影响。财务咨询可能会使患有慢性病或残疾儿童的家庭受益。
