Temple Jeromey B
Australian Demographic and Social Research Institute, Institute of Advanced Studies, The Australian National University, Acton, Australian Capital Territory, Australia.
Australas J Ageing. 2008 Mar;27(1):20-5. doi: 10.1111/j.1741-6612.2007.00268.x.
The purpose of this study was to examine the prevalence and correlates of housing affordability stress among community-dwelling older Australians.
The 2002 ABS General Social Survey was used to measure the prevalence of housing affordability stress. Rare event logistic regression was used to measure the potential correlates of housing affordability stress.
Almost 5% of Australians aged 55 years and older, and 20% of those younger than 55 years, are estimated to experience housing affordability stress. Men and women living alone are more likely to experience affordability stress when compared to couples. Low-income earners, those with a consumer debt or who do not hold assets, are at a heightened risk of such stress. Home ownership, regardless of income, is the strongest buffer against housing affordability problems in old age.
Although the prevalence of housing affordability stress is low among older Australians when compared to the younger population, a definite social gradient exists in those at risk.
本研究旨在调查澳大利亚社区居住的老年人群中住房可承受性压力的患病率及其相关因素。
使用2002年澳大利亚统计局综合社会调查来测量住房可承受性压力的患病率。采用罕见事件逻辑回归来测量住房可承受性压力的潜在相关因素。
据估计,55岁及以上的澳大利亚人中近5%,以及55岁以下人群中的20%经历住房可承受性压力。与夫妻相比,独居的男性和女性更有可能经历可承受性压力。低收入者、有消费债务或没有资产的人面临这种压力的风险更高。无论收入如何,拥有自有住房是老年时抵御住房可承受性问题的最有力缓冲。
尽管与年轻人群相比,澳大利亚老年人中住房可承受性压力的患病率较低,但在有风险的人群中存在明显的社会梯度。