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护士们为退休做好准备了吗?

Are nurses prepared for retirement?

作者信息

Blakeley Judith, Ribeiro Violeta

机构信息

School of Nursing, Memorial University School of Nursing, St John's, NL, Canada.

出版信息

J Nurs Manag. 2008 Sep;16(6):744-52. doi: 10.1111/j.1365-2834.2008.00916.x.

DOI:10.1111/j.1365-2834.2008.00916.x
PMID:18808469
Abstract

AIM

This study explored various factors and income sources that registered nurses believe are important in retirement planning.

BACKGROUND

In many countries worldwide, many registered nurses are approaching retirement age. This raises concerns related to the level of preparedness of retiring nurses.

METHODS

A mail-out questionnaire was sent to 200 randomly selected nurses aged 45 and older. SPSS descriptors were used to outline the data. Multiple t-tests were conducted to test for significant differences between selected responses by staff nurses and a group of nurse managers, educators and researchers.

RESULTS

Of 124 respondents, 71% planned to retire by age 60. Only 24% had done a large amount of planning. The top four planning strategies identified were related to keeping healthy and active, both physically and mentally; a major financial planning strategy ranked fifth. Work pensions, a government pension and a personal savings plan were ranked as the top three retirement income sources. No significant differences were found between the staff nurse and manager groups on any of the items. IMPLICATIONS FOR NURSING MANAGERS/CONCLUSIONS: The results of this study suggest that managers' preparation for retirement is no different from that of staff nurses. All nurses may need to focus more on financial preparation, and begin the process early in their careers if they are to have a comfortable and healthy retirement. Nurse managers are in a position to advocate with senior management for early and comprehensive pre-retirement education for all nurses and to promote educational sessions among their staff. Managers may find the content of this paper helpful as they work with nurses to help them better prepare for retirement. This exploratory study adds to the limited amount of research available on the topic.

摘要

目的

本研究探讨了注册护士认为在退休规划中重要的各种因素和收入来源。

背景

在世界许多国家,许多注册护士正接近退休年龄。这引发了对退休护士准备程度的担忧。

方法

向200名随机挑选的45岁及以上护士邮寄了调查问卷。使用SPSS描述符来概述数据。进行了多次t检验,以测试普通护士与一组护士经理、教育工作者和研究人员的选定回答之间的显著差异。

结果

在124名受访者中,71%计划在60岁时退休。只有24%进行了大量规划。确定的前四大规划策略与保持身体和精神健康及活跃有关;一项主要的财务规划策略排名第五。工作养老金、政府养老金和个人储蓄计划被列为前三大退休收入来源。在任何项目上,普通护士组和经理组之间均未发现显著差异。对护理管理者的启示/结论:本研究结果表明,管理者的退休准备与普通护士没有差别。所有护士可能都需要更多地关注财务准备,如果想要有一个舒适健康的退休生活,应在职业生涯早期就开始这一过程。护理管理者有能力向高级管理层倡导为所有护士提供早期和全面的退休前教育,并在其员工中推广教育课程。管理者在与护士合作以帮助他们更好地为退休做准备时,可能会发现本文的内容很有帮助。这项探索性研究增加了关于该主题的有限研究数量。

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