Benefits Q. 2009;25(1):63-4.
An ERISA plan administrator, whether it is an insurance company or a self-insured employer, has a conflict of interest if it both decides who receives benefits and makes benefits payments. That conflict of interest is one factor that should be taken into account in determining whether the administrator has abused its discretion in a case.
《雇员退休收入保障法》（ERISA）计划管理人，无论是保险公司还是自我投保的雇主，如果既决定谁能获得福利又进行福利支付，就会存在利益冲突。在判定该管理人在某一案件中是否滥用其自由裁量权时，这种利益冲突是应予以考虑的一个因素。
