State Key Laboratory of Pollution Control & Resource Reuse, School of Environment, Nanjing University, Nanjing 210093, PR China.
J Environ Manage. 2011 Apr;92(4):1321-7. doi: 10.1016/j.jenvman.2010.12.019. Epub 2011 Jan 9.
The Chinese government has introduced the green credit policy to mitigate the environmental impact of industrialization by reining in credit loans to companies and projects with poor environmental performance. This research investigated the implementation of the green credit policy both at the national and provincial levels. Our results show that the green credit policy is not fully implemented. The wide-ranging impact on high-polluting and high energy-consuming industries, vague policy details unclear implementing standards, and lack of environmental information are the main problems in the implementation of the green credit policy in China. On the other hand, the practice at local level (Jiangsu Province) is more practical by integrating green credit policy with the environmental performance rating system. Finally, suggestions are outlined to improve China's green credit policy.
中国政府推出绿色信贷政策，通过控制对环境绩效不佳的公司和项目的信贷贷款，减轻工业化对环境的影响。本研究调查了国家和省级层面绿色信贷政策的实施情况。研究结果表明，绿色信贷政策并未得到全面实施。该政策对高污染、高耗能产业的广泛影响，政策细节不明确、实施标准不清晰，以及缺乏环境信息，是中国绿色信贷政策实施中存在的主要问题。另一方面，地方层面（江苏省）的实践更为实际，即将绿色信贷政策与环境绩效评级系统相结合。最后，提出了完善中国绿色信贷政策的建议。
