Division of Pharmaceutical Outcomes and Policy, Eshelman School of Pharmacy, University of North Carolina, Chapel Hill, North Carolina 27599, USA.
Popul Health Manag. 2012 Jun;15(3):144-8. doi: 10.1089/pop.2011.0042. Epub 2012 Feb 7.
The objective of this study is to present preliminary data to characterize public and private insurance coverage for diabetes self-management education (DSM Education) and diabetes self-management support (DSM Support). Representatives from Medicaid and 2 private insurance providers in 10 states provided coverage information for their insurance plans. Two states (the most populous state from the East and West coasts) were sampled purposively and 8 additional states from 4 geographic regions (northeast, southeast, northwest, southwest) were sampled at random. Representatives from each private insurer described both a premium and basic coverage plan. Thus, 10 Medicaid programs and 40 private insurance plans were represented. Information about Medicare coverage was accessed from publicly available documents. Restricted by physician certification of patient eligibility, Medicare coverage included 10 hours of DSM Education plus 3 hours of medical nutrition therapy (MNT) within a continuous 12-month period, and 4 hours of follow-up (2 hours DSM Education and 2 hours MNT) for each subsequent year. Only 22 of 40 sampled private insurance and 5 of 10 Medicaid plans covered DSM Education, which ranged from 7 to 20 hours of education per year. Medicaid and private plans often limited the amount of DSM Education or required patients to obtain a physician certification of eligibility. Other than on-demand access features, coverage of DSM Support was minimal. Public and private insurance coverage of DSM Education was neither widespread nor uniform, while coverage of DSM Support was scarce.
本研究旨在提供初步数据,以描述糖尿病自我管理教育(DSM 教育)和糖尿病自我管理支持(DSM 支持)的公共和私人保险覆盖情况。来自 10 个州的医疗补助计划和 2 家私人保险提供商的代表提供了其保险计划的覆盖信息。有目的选择了两个州(东海岸和西海岸人口最多的州),并从四个地理区域(东北部、东南部、西北部和西南部)随机选择了另外八个州。每个私人保险公司的代表都描述了溢价和基本覆盖计划。因此,有 10 个医疗补助计划和 40 个私人保险计划参与了研究。从公开文件中获取了有关医疗保险覆盖范围的信息。医疗保险覆盖范围受到患者资格医生认证的限制,包括在连续 12 个月内提供 10 小时的 DSM 教育和 3 小时的医学营养治疗(MNT),以及每个后续年份的 4 小时随访(2 小时 DSM 教育和 2 小时 MNT)。在抽样的 40 个私人保险计划中,只有 22 个和在抽样的 10 个医疗补助计划中,只有 5 个涵盖了 DSM 教育,范围为每年 7 至 20 小时的教育。医疗补助计划和私人计划通常限制 DSM 教育的数量或要求患者获得医生的资格认证。除了按需访问功能外,DSM 支持的覆盖范围非常有限。公共和私人保险对 DSM 教育的覆盖范围既不广泛也不统一,而 DSM 支持的覆盖范围则很少。