Packard M D
Soc Secur Bull. 1990 Sep;53(9):2-16.
Eliminating the earnings test will have different effects on the work effort of persons aged 65-69, depending on whether or not they are currently working or currently receiving Social Security benefits. This article reviews the development of the earnings test and examines the theoretical implications on work effort of removing the test for members of this age group. It looks at the Current Population Survey (CPS) data to determine how many persons aged 65-69 have characteristics that can be identified with groups that would theoretically increase, decrease, or not change their work effort should they no longer be subject to the earnings test. This analysis suggests that at least 80 percent, and perhaps more than 90 percent, of the 9.7 million persons aged 65-69 will not change their level of work effort if the earnings test is eliminated. Individuals who would modify their hours worked and earnings are fairly evenly split among those who would increase, decrease, or have an undetermined direction of change in their work effort.
取消收益测试对65至69岁人群的工作努力程度会产生不同影响，这取决于他们目前是否正在工作或正在领取社会保障福利。本文回顾了收益测试的发展历程，并探讨了取消该测试对这一年龄段人群工作努力程度的理论影响。文章分析了当前人口调查（CPS）数据，以确定65至69岁的人群中有多少人的特征与理论上如果不再受收益测试约束，工作努力程度会增加、减少或不变的群体相符。该分析表明，如果取消收益测试，970万65至69岁的人群中至少80%，甚至可能超过90%的人工作努力程度不会改变。那些会调整工作时长和收入的人，在工作努力程度会增加、减少或变化方向不确定的人群中分布较为平均。
