Starc Amanda, Kolstad Jonathan T
Leonard Davis Institute of Health Economics, University of Pennsylvania, Philadelphia, Pennsylvania, USA.
LDI Issue Brief. 2012 Feb;17(5):1-4.
A cornerstone of health care reform is the establishment of state-level insurance exchanges where individuals and small businesses can purchase health insurance in an online marketplace. States are required to develop an exchange by 2014, or participate in a federal one. The exchanges will help people without employer-sponsored insurance find and choose a health plan to meet their needs. This Issue Brief reviews the experience of Massachusetts in developing a health insurance exchange and offers policymakers guidance on key features and likely consumer responses.
医疗保健改革的一项基石是建立州级保险交易所，个人和小企业能够在网上市场购买医疗保险。各州必须在2014年前建立一个交易所，或者参与联邦的交易所。这些交易所将帮助没有雇主提供保险的人们找到并选择满足其需求的健康保险计划。本问题简报回顾了马萨诸塞州在发展医疗保险交易所方面的经验，并就关键特征和可能的消费者反应为政策制定者提供指导。
