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医疗保险变化后病假津贴的终止或残疾养老金的过渡:一项瑞典登记研究。

Termination of sickness benefits or transition to disability pension after changes in sickness insurance: a Swedish register study.

机构信息

Department of Clinical Neuroscience, Division of Insurance Medicine, Karolinska Institutet, Stockholm, Sweden.

出版信息

Disabil Rehabil. 2013 Jan;35(2):118-24. doi: 10.3109/09638288.2012.689920. Epub 2012 Jun 5.

Abstract

PURPOSE

To assess whether the changes in Swedish sickness insurance in 2008 were associated with termination of benefits (TOB) or transition to disability pension (DP) for individuals in compensated sick leave of varying duration. Changes were (1) introduction of sick-listing guidelines and (2) stricter criteria for eligibility to disability pension and sickness cash benefit and time limits for the latter.

METHODS

The study population consisted of 2 556 211 cases of compensated sick leave with onset during 2006-2010 from the Swedish national social insurance registers. TOB and DP were analysed with Cox-proportional hazard regression.

RESULTS

After the introduction of sick-listing guidelines, TOB increased for both women [hazard ratio (HR) 1.10] and men (HR 1.07). The additional introduction of stricter rules 4 months later were modestly associated with TOB (HR: women 1.01, men 0.99) and transition to DP among men decreased with stronger associations for spells exceeding 180 days (HR 0.86). For women transition to DP surprisingly increased with stricter criteria (HR 1.09), although this pattern was reversed in sick leave spells exceeding 1 year (HR 0.90).

CONCLUSIONS

Introducing sick-listing guidelines for different illnesses and diseases could have had a considerable impact on TOB. The additional introduction of stricter eligibility rules and time limits seem to have contributed less to TOB but clearly reduced DP in longer sickness spells.

摘要

目的

评估 2008 年瑞典医疗保险的变化是否与补偿性病假期间长短不同的个体的福利终止(TOB)或残疾抚恤金(DP)转换有关。变化包括(1)引入病假登记指南和(2)对残疾抚恤金和病假现金福利的资格标准以及后者的时间限制更加严格。

方法

该研究人群包括来自瑞典国家社会保险登记处的 2556211 例补偿性病假发病病例,发病时间为 2006-2010 年。采用 Cox 比例风险回归分析 TOB 和 DP。

结果

病假登记指南引入后,女性(危险比 [HR] 1.10)和男性(HR 1.07)的 TOB 均增加。4 个月后引入更严格的规则与 TOB 略有相关(女性 HR 1.01,男性 HR 0.99),而且男性超过 180 天的病假期间 DP 下降,与更强的关联相关(HR 0.86)。令人惊讶的是,对于女性,更严格的标准与 DP 转换呈正相关(HR 1.09),尽管这种模式在超过 1 年的病假期间中发生了逆转(HR 0.90)。

结论

为不同疾病引入病假登记指南可能对 TOB 产生了相当大的影响。额外引入更严格的资格标准和时间限制似乎对 TOB 的贡献较小,但明显减少了较长病假期间的 DP。

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