Sullivan Walter
Levine Garfinkel & Eckersley, Las Vegas, Nevada, USA.
J Craniofac Surg. 2012 Nov;23(7 Suppl 1):1946-7. doi: 10.1097/SCS.0b013e31825b3b4c.
Surgeons, as they contemplate retirement, wrongly believe that their practices do not have financial value. In fact, a well-organized efficiently functioning office with an emphasis on excellent service in combination with a constant stream of patients make it financially ideal for the new surgeon. Being able to assume such a practice can be a very smart financial decision. The practice's worth can be determined by a careful analysis of the practice financials and an evaluation of the functioning of the office and employees. Purchasing such a practice can be, economically, a very smart move by a new surgeon. Payments are made over time at a rate that allows the surgeon to make a good living, leaving him with real equity once the payments are complete. The departing surgeon, who had spent years building this successful practice, gets some of this value back in the form of an income stream to supplement his retirement. This process should be considered in virtually every case. Do not just "close the door."
外科医生在考虑退休时，错误地认为他们的业务没有经济价值。事实上，一个组织有序、高效运作、注重优质服务且患者源源不断的诊所，对新外科医生来说在经济上是非常理想的。能够接手这样的业务可能是一个非常明智的财务决策。该业务的价值可以通过对业务财务状况的仔细分析以及对诊所和员工运作情况的评估来确定。从经济角度来看，新外科医生购买这样的业务可能是一个非常明智的举动。付款是随着时间推移进行的，其速率能让外科医生过上不错的生活，付款完成后还能让他拥有实际的资产净值。即将退休的外科医生花费数年建立了这个成功的业务，会以收入流的形式收回部分价值，以补充他的退休生活。几乎在每种情况下都应该考虑这个过程。不要只是“关门大吉”。
