Department of Psychiatry and Behavioral Sciences, Emory University and Psychiatric Services, Emory University Student Health and Counseling Services, Atlanta, Georgia, USA.
J Am Coll Health. 2012;60(8):596-8. doi: 10.1080/07448481.2012.726301.
A growing trend in college and university health care is the requirement that students demonstrate proof of health insurance prior to enrollment. An increasing number of schools are contracting with insurance companies to provide students with school-based options for health insurance. Although this is advantageous to students in some ways, tying health insurance coverage to school enrollment can leave students vulnerable when they are most in need of help. Students whose health insurance is contingent upon their enrollment face significant lapses in coverage when they are required to leave school. This is especially challenging for students with mental illnesses whose treatment needs often go unmet in the absence of that coverage. The limitations in this system must be addressed as an increasing number of universities and students opt for university-based health insurance plans.
高校保健领域日益流行的一种趋势是，要求学生在入学前出示健康保险证明。越来越多的学校与保险公司签订合同，为学生提供以学校为基础的健康保险选择。尽管这在某些方面对学生有利，但将健康保险与入学挂钩可能会使学生在最需要帮助时处于弱势地位。那些健康保险依赖于入学的学生，在被要求离开学校时，他们的保险覆盖范围会出现重大中断。对于那些患有精神疾病的学生来说，这尤其具有挑战性，因为在没有这种保险的情况下，他们的治疗需求往往得不到满足。随着越来越多的大学和学生选择基于大学的健康保险计划，必须解决这一制度的局限性。
