Loosier Penny S, Malcarney Mary-Beth, Slive Lauren, Cramer Ryan C, Burgess Brittany, Hoover Karen W, Romaguera Raul
From the *Centers for Disease Control and Prevention, Atlanta, GA; and †The George Washington University, Washington, DC.
Sex Transm Dis. 2014 Sep;41(9):538-44. doi: 10.1097/OLQ.0000000000000170.
The Affordable Care Act of 2010 (ACA) contains a provision requiring private insurers issuing or renewing plans on or after September 23, 2010, to provide, without cost sharing, preventive services recommended by US Preventive Services Task Force (grades A and B), among other recommending bodies. As a grade A recommendation, chlamydia screening for sexually active young women 24 years and younger and older women at risk for chlamydia falls under this requirement. This article examines the potential effect on chlamydia screening among this population across private and public health plans and identifies lingering barriers not addressed by this legislation. Examination of the impact on women with private insurance touches upon the distinction between coverage under grandfathered plans, where the requirement does not apply, and nongrandfathered plans, where the requirement does apply. Acquisition of private health insurance through health insurance Marketplaces is also discussed. For public health plans, coverage of preventive services without cost sharing differs for individuals enrolled in standard Medicaid, covered under the Medicaid expansion included in the ACA, or those enrolled under the Children's Health Insurance Program or who fall under Early, Periodic, Screening, Diagnosis and Treatment criteria. The discussion of lingering barriers not addressed by the ACA includes the uninsured, physician reimbursement, cost sharing, confidentiality, low rates of appropriate sexual history taking by providers, and disclosures of sensitive information. In addition, the role of safety net programs that provide health care to individuals regardless of ability to pay is examined in light of the expectation that they also remain a payer of last resort.
2010年《平价医疗法案》(ACA)中有一项条款,要求在2010年9月23日及之后发行或续保的私人保险公司免费提供美国预防服务工作组(A级和B级)等推荐机构所推荐的预防服务。作为A级推荐,对24岁及以下性活跃年轻女性以及有衣原体感染风险的老年女性进行衣原体筛查属于这一要求范围。本文探讨了这一规定对私人和公共卫生计划中该人群衣原体筛查的潜在影响,并找出了该立法未解决的遗留障碍。对拥有私人保险的女性的影响研究涉及到祖父条款计划(该要求不适用)和非祖父条款计划(该要求适用)之间的覆盖范围差异。还讨论了通过医疗保险市场购买私人医疗保险的情况。对于公共卫生计划而言,标准医疗补助计划参保者、《平价医疗法案》中医疗补助扩大计划覆盖者、儿童健康保险计划参保者或符合早期、定期、筛查、诊断和治疗标准者,其免费预防服务覆盖情况各不相同。对《平价医疗法案》未解决的遗留障碍的讨论包括未参保者、医生报销、费用分担、保密、医疗服务提供者获取适当性病史的比例较低以及敏感信息披露等问题。此外,鉴于安全网计划有望继续作为最后付款方,本文还研究了这些为无论支付能力如何的个人提供医疗服务的计划所发挥的作用。