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理赔管理委员会试验:意大利国家卫生系统一家医院的经验

The Claims Management Committees trial: experience of an Italian hospital of the National Health System.

作者信息

Norelli Gian-Aristide, De Luca Federica, Focardi Martina, Giardiello Raffaella, Pinchi Vilma

机构信息

Forensic Medicine Sciences Section, Department of Health Sciences, University of Florence, Largo Brambilla 3, 50134, Italy.

Forensic Medicine Sciences Section, Department of Health Sciences, University of Florence, Largo Brambilla 3, 50134, Italy.

出版信息

J Forensic Leg Med. 2015 Jan;29:6-12. doi: 10.1016/j.jflm.2014.10.004. Epub 2014 Oct 29.

Abstract

INTRODUCTION

In Italy, health care is mainly financed by earmarked central and regional taxes, with regions receiving their allocated share of resources from the National Health Fund. The Council of the Tuscany Region in 2009 began an experimentation aimed to enforce the extrajudicial conciliation. The Council established the Claims Management Committees (CMC) for civil liability in the Tuscan Health Service. The CMC trial provides that the damages are compensated directly by the hospital, removing the cost of liability insurance. The aim of this study is to collect and compare the liability-insurance-period and the CMC trial-period.

MATERIALS AND METHODS

Data were derived from the management claims database of the Health Directorate of the Careggi Hospital in Florence between 2006 and 2012. Two main periods are considered for the comparison of data: 2006-2007-2008 during the insurance management and 2010-2011-2012 during the CMC trial.

RESULTS

During the insurance management period, the total expenditure was equal to the €14,846,334.44 paid in the 3-year period. The total expenditure during the CMC trial 3-years period was equal to €7.076.370,75. Under the CMC management, we observed a marked decrease in the recourse to legal action in the face of a substantial maintenance of the number of claims opened for each year. The CMC trial showed a greater speed in setting claims for damages.

DISCUSSION AND CONCLUSIONS

Under CMC management, a greater and more diligent efficiency is matched by a lower economic outlay. The use of the direct management of damage compensation may be an important tool for risk management, thus guaranteeing the recourse to targeted and appropriate interventions.

摘要

引言

在意大利,医疗保健主要由专门的中央和地区税收提供资金,各地区从国家卫生基金获得其分配的资源份额。托斯卡纳地区议会于2009年开始了一项旨在加强庭外调解的试验。该议会在托斯卡纳卫生服务局设立了民事责任索赔管理委员会(CMC)。CMC试验规定,损害赔偿由医院直接支付,免除了责任保险费用。本研究的目的是收集并比较责任保险期和CMC试验期。

材料与方法

数据来源于佛罗伦萨卡雷吉医院卫生局2006年至2012年的管理索赔数据库。为比较数据考虑了两个主要时期:2006 - 2007 - 2008年保险管理期间和2010 - 2011 - 2012年CMC试验期间。

结果

在保险管理期间,总支出等于该3年期间支付的14,846,334.44欧元。CMC试验3年期间的总支出等于7,076,370.75欧元。在CMC管理下,我们观察到面对每年提出的索赔数量基本保持不变的情况,诉诸法律行动的次数显著减少。CMC试验在确定损害赔偿索赔方面显示出更高的速度。

讨论与结论

在CMC管理下,更高且更勤勉的效率与更低的经济支出相匹配。损害赔偿直接管理的使用可能是风险管理的一项重要工具,从而保证能够采取有针对性且适当的干预措施。

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