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互联网用户的健康保险信息寻求行为:为政策提供信息的探索性分析

HEALTH INSURANCE INFORMATION-SEEKING BEHAVIORS AMONG INTERNET USERS: AN EXPLORATORY ANALYSIS TO INFORM POLICIES.

作者信息

Erlyana Erlyana, Acosta-Deprez Veronica, O'Lawrence Henry, Sinay Tony, Ramirez Jeremy, Jacot Emmanuel C, Shim Kyuyoung

出版信息

J Health Hum Serv Adm. 2015 Summer;38(1):5-16.

PMID:26369232
Abstract

The purpose of this study was to explore characteristics of Internet users who seek health insurance information online, as well as factors affecting their behaviors in seeking health insurance information. Secondary data analysis was conducted using data from the 2012 Pew Internet Health Tracking Survey. Of 2,305 Internet user adults, only 29% were seeking health insurance information online. Bivariate analyses were conducted to test differences in characteristics of those who seek health insurance information online and those who do not. A logistic regression model was used to determine significant predictors of health insurance information-seeking behavior online. Findings suggested that factors such as being a single parent, having a high school education or less, and being uninsured were significant and those individuals were less likely to seek health insurance information online. Being a family caregiver of an adult and those who bought private health insurance or were entitled to Medicare were more likely to seek health insurance information online than non-caregivers and the uninsured. The findings suggested the need to provide quality health insurance information online is critical for both the insured and uninsured population.

摘要

本研究的目的是探究在网上寻求医疗保险信息的互联网用户的特征,以及影响他们寻求医疗保险信息行为的因素。使用2012年皮尤互联网健康跟踪调查的数据进行了二次数据分析。在2305名成年互联网用户中,只有29%的人在网上寻求医疗保险信息。进行了双变量分析,以检验在网上寻求医疗保险信息的人和不寻求的人在特征上的差异。使用逻辑回归模型来确定网上寻求医疗保险信息行为的显著预测因素。研究结果表明,诸如单亲、高中及以下学历、未参保等因素具有显著性,这些人在网上寻求医疗保险信息的可能性较小。与非照顾者和未参保者相比,成年家庭照顾者以及购买了私人医疗保险或有权享受医疗保险的人更有可能在网上寻求医疗保险信息。研究结果表明,为参保人群和未参保人群在网上提供高质量的医疗保险信息至关重要。

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