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雇主提供保险的参保率和参与率新估算

New Estimates of Offer and Take-Up of Employer-Sponsored Insurance.

作者信息

Abramowitz Joelle, O'Hara Brett

机构信息

1 U.S. Census Bureau, Washington, DC, USA.

出版信息

Med Care Res Rev. 2017 Oct;74(5):595-612. doi: 10.1177/1077558716654630. Epub 2016 Jun 18.

DOI:10.1177/1077558716654630
PMID:27318330
Abstract

This analysis uses new questions in the Current Population Survey Annual Social and Economic Supplement to examine rates of offer and take-up of employer-sponsored health insurance over early 2014 and early 2015, as well as reasons reported for why individuals did not enroll. We find increases in offer and eligible rates of 0.5 and 0.9 percentage points, respectively, and a decrease in the take-up rate of 1.5 percentage points, while the coverage rate remained stable. We further find an increase in the proportion of workers covered by another plan and decreases in the proportions eligible for coverage but having a preexisting condition, employed as contract or temporary employees not allowed in the plan, and who have not yet worked for an employer long enough.

摘要

本分析使用《当前人口调查年度社会经济补充调查》中的新问题,研究2014年初至2015年初雇主提供的医疗保险的提供率和参保率,以及报告的个人未参保原因。我们发现,提供率和符合条件率分别提高了0.5个百分点和0.9个百分点,参保率下降了1.5个百分点,而覆盖率保持稳定。我们还发现,由另一项计划覆盖的工人比例有所增加,符合参保条件但有既往病史、作为计划不允许的合同工或临时工受雇以及为雇主工作时间不足够长的工人比例有所下降。

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