Martin Laurie T, Luoto Jill E
Rand Health Q. 2015 Nov 30;5(2):1.
To date, most Affordable Care Act implementation efforts have focused on getting individuals enrolled in health insurance coverage; indeed, millions of Americans, many of whom had never been insured, have since obtained health coverage, either through the health insurance marketplaces or through expanded Medicaid eligibility, if available in their state. Yet reducing the number of uninsured is only part of the law's goal. It also aims to improve population health and lower health care costs. Less attention has been paid to confirming that the newly insured obtain appropriate health care and maintain long-term relationships with their health care providers, which are critical steps to help achieve these latter goals. This article describes lessons learned from conversations with a variety of stakeholders in the health care industry. These conversations covered the gamut of steps consumers must undergo to become fully engaged with their health care, from applying for coverage and selecting a plan to finding a provider, accessing care, and engaging in care over time. In each phase of the process, consumers must take specific actions and overcome new challenges. Stakeholder efforts to help consumers often focus on just one of these phases, at the expense of the bigger picture, and often occur in isolation, with little coordination across stakeholder groups. Thinking more strategically and holistically can help provide the "connective tissue" that can help prevent consumers from becoming disengaged and falling through the system's cracks.
迄今为止,《平价医疗法案》的大多数实施工作都集中在让个人参保;事实上,数百万美国人,其中许多人此前从未参保,此后通过医疗保险市场或通过扩大医疗补助资格(如果所在州有此项政策)获得了医保覆盖。然而,减少未参保人数只是该法律目标的一部分。它还旨在改善民众健康状况并降低医疗成本。对于确保新参保者获得适当的医疗服务并与他们的医疗服务提供者保持长期关系,人们关注较少,而这些是帮助实现后两个目标的关键步骤。本文介绍了从与医疗行业各类利益相关者的对话中吸取的经验教训。这些对话涵盖了消费者为全面参与医疗服务必须经历的一系列步骤,从申请医保覆盖和选择计划到寻找医疗服务提供者、获得医疗服务以及长期参与医疗护理。在这个过程的每个阶段,消费者都必须采取具体行动并克服新的挑战。利益相关者帮助消费者的努力往往只侧重于其中一个阶段,而忽视了整体情况,而且往往是孤立进行的,各利益相关者群体之间几乎没有协调。更具战略性和整体性的思考有助于提供“连接组织”,防止消费者脱离系统并从系统漏洞中掉队。