Aaron R M
J Am Coll Health. 1989 Nov;38(3):125-30. doi: 10.1080/07448481.1989.9938430.
Increasing health care costs are forcing collegiate institutions to find more economical ways to meet the health care needs of students. Student health insurance programs are a major component in meeting these needs. This national survey reports the extent to which student health insurance programs are offered or administered by 2-year and 4-year colleges, universities, and professional and graduate schools in both the public and private sectors. The study finds that most programs are optional, open to all registered students regardless of age or credit load, with dependent coverage options usually available. Reported enrollment levels suggest that less than 20% of the students participate at a majority of the institutions surveyed. Concern about group health insurance at the collegiate level reflects national concern over the large number of Americans who currently lack health coverage.
不断上涨的医疗保健成本正迫使高校机构寻找更经济的方式来满足学生的医疗保健需求。学生健康保险计划是满足这些需求的一个主要组成部分。这项全国性调查报道了公立和私立两年制及四年制学院、大学、专业学校和研究生院提供或管理学生健康保险计划的程度。研究发现，大多数计划是可选的，对所有注册学生开放，不论其年龄或学分负荷，通常还提供受抚养人保险选项。报告的参保水平表明，在接受调查的大多数机构中，参与的学生不到20%。对高校层面团体健康保险的关注反映了全国对目前大量美国人缺乏医疗保险的担忧。
