Naghdi Parnaz, Mohammadi Mahan, Jahangard Mohammad Ali, Yousefe Alireza, Rafiee Noora
Department of Supportive and Managerial Services, Isfahan University of Medical Sciences, Isfahan, Iran.
Department of Management and Health Information, Isfahan University of Medical Sciences, Isfahan, Iran.
J Educ Health Promot. 2017 May 5;6:32. doi: 10.4103/jehp.jehp_218_14. eCollection 2017.
Since 2013, in Iran's health care, the contribution of direct payments for health-care services was estimated more than 50 % of all expenditures. In May 2014, Iran's health-care reform was established to improve health services quality and reduce patients' out-of-pocket payments <10% in urban and 5% in rural areas. Therefore, the purpose of this study is to investigate unmet costs (those which are not covered either by the insurance companies nor the recent reform coverage mentioned in Sections 1.2.2 and 1.2.1, Article 6 of the Health Minister Reform Guideline) in the inpatient billings within the first 5 months from the reform implementation.
This study was conducted as a cross-sectional research in the second half of 2014 on the selected hospitals in Isfahan Province. Data were collected by investigating 97,000 inpatients' billing records issued by 28 hospitals affiliated to Isfahan University of Medical Sciences using census method.
Findings of the study showed that the average of unmet costs paid by the inpatients constituted 21.8% of the total billing costs in 28 hospitals, and the average unmet costs paid by each patient was 1,903,832 Rials.
Considering the definition of unmet cost in the context of health-care reform guideline and hospitals' problems in providing some costly services, drugs, and medical equipment (that were not covered by insurance organizations and the reform scheme) within the obligations of the reform, it is necessary to review these obligations and further interact with insurance companies about expanding the coverage to some costly services required by the patients.
自2013年以来,在伊朗的医疗保健领域,医疗服务直接支付费用占所有支出的比例估计超过50%。2014年5月,伊朗实施医疗改革,旨在提高医疗服务质量,并将患者自付费用降低至城市地区低于10%、农村地区低于5%。因此,本研究的目的是调查改革实施后的前5个月内住院费用中未得到支付的费用(即既未被保险公司覆盖,也未被《卫生部长改革指南》第1.2.2节和第1.2.1节、第6条中提及的近期改革覆盖的费用)。
本研究于2014年下半年在伊斯法罕省选定的医院进行横断面研究。采用普查方法,通过调查伊斯法罕医科大学附属的28家医院出具的97000份住院患者计费记录来收集数据。
研究结果显示,住院患者支付的未得到支付的费用平均占28家医院总计费成本的21.8%,每位患者支付的未得到支付的费用平均为1903832里亚尔。
考虑到医疗改革指南中未得到支付的费用的定义,以及医院在提供一些昂贵服务、药品和医疗设备(这些未被保险机构和改革方案覆盖)方面存在的问题,在改革义务范围内,有必要审查这些义务,并与保险公司进一步沟通,以扩大对患者所需一些昂贵服务的覆盖范围。