Paul David P, Barker Tyler, Watts Angela L, Messinger Ashley, Coustasse Alberto
Author Affiliations: Graduate Program in Health Care Management, Leon Hess Business School, Monmouth University (Dr Paul), West Long Branch, NJ; Lewis College of Business, Marshall University (Mr Barker, Ms Watts, Ms Messinger, and Dr Coustasse), South Charleston, WV.
Health Care Manag (Frederick). 2017 Oct/Dec;36(4):326-333. doi: 10.1097/HCM.0000000000000179.
Health care costs in the United States are rising every year, and patients are seeking new ways to control their expenditures and save money. Going abroad to receive health care is a cheaper alternative than receiving the same or similar care at home. Insurance companies are beginning to realize the benefits of medical tourism for both themselves and their beneficiaries and have therefore started to introduce medical tourism plans for their clients as an option for their beneficiaries. This research study explores the benefits and risks of medical tourism and examines the US insurance market's reaction to the trend of increasing medical tourism. The US medical tourism industry mirrors that of the United Kingdom in recent years, with more patients seeking care abroad than in the United States. Insurance companies have introduced new plans providing the option of traveling abroad to countries such as India and Costa Rica. Medical tourism is gaining popularity with US residents, and insurance companies are recognizing this trend.
美国的医疗保健成本每年都在上升，患者正在寻找控制支出和省钱的新方法。出国接受医疗保健比在国内接受相同或类似的治疗更便宜。保险公司开始意识到医疗旅游对自身及其受益人的好处，因此开始为客户推出医疗旅游计划，作为其受益人的一种选择。本研究探讨了医疗旅游的益处和风险，并考察了美国保险市场对医疗旅游增加趋势的反应。近年来，美国的医疗旅游行业与英国类似，寻求国外医疗服务的患者比在美国国内的更多。保险公司推出了新计划，提供前往印度和哥斯达黎加等国家的国外就医选择。医疗旅游在美国居民中越来越受欢迎，保险公司也认识到了这一趋势。
